. Motor Insurance cover A, B, C Motor Insurance Cover: General Definitions: What is your Loss; Damage & Third Party liability Motor Insurance policy cover?  -Accident or Accidental collision -Fire – External Explosion – Self Ignition -Burglary or Theft -Malicious Act by Third Party -Whilst in Transit by Road, Rail, Inland, Waterway, Lift, and Elevator -Death, Bodily Injury – Damages to Material or Property   What are the Personal Accident Benefits stands for:  -Which covers the Insured or Licensed Driver and their family members and the employees of the insured for any Accidental – violent - external and visible cause in case of death or total disablement. What is Agency Repair stands for:   -In the event of any claim the vehicle insured under the policy will be repaired at the Dealers workshop.   -What is the Excess Amount? -Where the insured shall bear amount of money out of the indemnity in case he caused any accident.