. INDIVIDUAL MEDICAL INSURANCE   Whether you live in UAE or are traveling abroad you’ll want to feel sure that should anything happen to you or your family by way of an illness or injury, you will have access to the best possible medical care.   The main coverage you can get from your Individual Medical Policy?   1-      Out-Patient Treatment. 2-      In-Patient Treatment. 3-      Prescribed Drugs. 4-      Day Care Surgery.   Depending on where you reside, travel to or wish to receive treatment, the major lines mentioned below will design your Health Policy and reflect on your premium.   1- Area of Coverage: It defines the geographical area or the countries which your card authorize you to get the treatment as per to your policy benefits, terms and conditions within the Network of your Medical Providers or out the Network of your Medical Providers.   2- Maximum Annual Limit:  The maximum Amount your Insurer will pay for all your treatments during the 12 months of your coverage.   3- Deductible: The accumulated amount of money relating to illegible expenses to be borne by you as a policy holder for out-patient treatment.   4- Co-Insurance:  The participation of the Beneficiary (Policy holder) in accordance with pre-defined percentage in the payment of illegible expenses covered under your Medical Policy.   It worth mentioning some of the common General Exclusions for all Individual Medical Policies: 1-      Pre-Existing Conditions. 2-      Self-inflicted or voluntary harm or damage including attempted suicide. 3-      Hazardous activities and professional sports. 4-      Cosmetic Treatment 5-      Vaccinations or inoculations and the like. 6-      Allergen testing and related consultations. 7-      Circumcision. 8-      Alcohol, drug or substance abuse and all related complications 9-      Obesity. 10-    Deviated nasal septum 11-    Elective non-accident related plastic surgery.